It could be easier to find an affordable Lift or Uber car accident insurance policy if you know where to locate companies that offer them. Lyft and Uber are both reputed companies that are signing up new drivers who need auto insurance covers. Remember, drivers, the world over, are required to carry proof for having valid car insurance coverage for driving vehicles legally on road. To that effect, one must make sure that he has got adequate coverage over and above what is prescribed by state car insurance rules and regulations. Insurance agents normally help drivers to get private insurance for fellow passengers in cars on hire. e
Nevertheless, you need to ensure that car insurance that covers Uber drivers is enough to protect them against any type of eventuality including accidents wherein car may get totalled. Standard car insurance policies usually do not pay damages for vehicles used for commercial purposes. Uber cars do have coverage for protect8ing passengers within a limit of $100,000 but there is no coverage for damages to vehicles resulting from accidents.
Even leading companies like State Farm, Allstate, Geico & Progressive that offer Uber car insurance covers do not provide coverage for drivers or ridesharing activities. There are instructions to that effect in policy documents and one must be aware of that before finalizing any deal. Additionally, at times there is no clarity about Uber auto insurance requirements as provisions can vary according to state laws. It is also noteworthy that Geico and Progressive have refused to pay claims to drivers and in some cases they have even cancelled coverage for drivers who have been caught involving in ridesharing activities.
Some websites online assist drivers in getting discounted cheap rideshare insurance. These online sites have a simple, easy and hassle-free helping process that does not attract any charges. You can use the specialist services of these websites for getting and comparing multiple free non-binding quotes as well as to get guidance from a certified local agent. To get benefitted with the assistance, all you need to do is just fill and submit a quick online request form by entering your state’s zip code. However, make sure that you have found a reliable website to work with